|
01/04/2012
Now is the time to plan ahead so the 2012 holidays are not overshadowed by looming debt. Starting a Christmas Club account might be the perfect way to get your finances off to the right start this new year.
|
|
|
09/01/2011
As college students get settled on campus, fighting fraud may not be at the top of their list of priorities. However, Better Business Bureau recommends that they take seven simple steps to protect themselves on campus.
|
|
|
|
12/06/2010
A gift card may sound like a good alternative to cash or an unwanted present. But many cards still come with fees and other restrictions that can erode their value, the BBB warns.
|
|
|
11/02/2010
Mapping out your spending in November will help ease the strain of a financial holiday hangover in January. Here's five steps to get you started.
|
|
|
|
09/15/2010
The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.
|
|
|
09/01/2010
If a debt collector is contacting you about a debt you know you don’t owe, explaining your case can be an uphill battle. The Better Business Bureau recommends five steps to fight back.
|
|
|
|
08/17/2010
More changes to the rules for credit card companies are on the way, effective August 22nd. These changes will affect penalty fees and rate increases on your credit card account.
|
|
|
|
08/17/2010
An online ad offering a credit protection number (CPN) to clean up your credit score may sound like the perfect solution for bad credit. The problem is that the CPN is really a stolen Social Security Number (SSN), often belonging to a child.
|
|
|
|
08/04/2010
With their busy school, work and social lives, college students may not make ID theft prevention a priority. The BBB has seven simple steps they can take to protect themselves on campus.
|
|
|
07/30/2010
College students are very susceptible to identity theft. But the Better Business Bureau recommends seven simple steps to protect themselves on campus.
|
|
|
07/30/2010
Better Business Bureau recommends that consumers try to work out a deal with the lender directly before paying out hundreds in upfront fees to a loan modification company.
|
|
|
|
07/22/2010
On July 1st, new rules went into effect concerning overdrafts on debit or ATM cards. The change gives consumers the ability to choose what happens when you make a charge and don’t have enough money in the account.
|
|
|
|
11/02/2009
With layaway experiencing a comeback, your Better Business Bureau offers the following guidance on how to use this old fashioned payment plan in lieu of credit cards.
|
|
|
|
06/01/2007
The possibility of losing your home because you can't make the mortgage payments can be terrifying. Perhaps you are one of the many consumers who took out a mortgage that had a fixed rate for the first two or three years and then had an adjustable rate. Or maybe you're anticipating an adjustment, and want to know what your payments will be and whether you'll be able to make them. Or maybe you're having trouble making ends meet because of an unrelated financial crisis.
|
|
|
|
03/01/2007
With prices averaging more than $28,000 for a new vehicle and $15,000 for a used vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use “direct lending:” they obtain a loan directly from a finance company, bank or credit union. In direct lending, a buyer agrees to pay the amount financed, plus an agreed-upon finance charge, over a period of time. Once a buyer and a vehicle dealership enter into a contract to purchase a vehicle, the buyer uses the loan proceeds from the direct lender to pay the dealership for the vehicle. Consumers also may arrange for a vehicle loan over the Internet.
|
|